@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Outfit:wght@500;600;700;800;900&display=swap');
:root{--navy:#081638;--navy2:#111d45;--navy3:#17295e;--orange:#ff8c38;--orange2:#ffbc65;--sky:#4eaaff;--muted:#b7c4e2;--ink:#182344;--light:#f4f7ff;--border:#dfe6f8;--radius:20px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#08142e;color:#f8faff;font-family:'DM Sans',system-ui,Arial,sans-serif;line-height:1.7}button,input{font:inherit}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}svg{max-width:100%}.container{max-width:1170px;margin:0 auto;padding:0 23px}section[id],article[id],h3[id]{scroll-margin-top:98px}
.site-header{position:sticky;top:0;background:rgba(8,19,51,.95);border-bottom:2px solid rgba(255,142,56,.8);z-index:50;backdrop-filter:blur(16px)}.nav{height:84px;display:flex;align-items:center;gap:25px;justify-content:space-between}.brand{flex:0 0 auto;display:flex;align-items:center}.brand img{height:63px;width:auto;max-width:270px;object-fit:contain;border-radius:6px}.nav-links{display:flex;align-items:center;gap:24px}.nav-links a{font-size:14px;font-weight:800;color:#eef2fe}.nav-links a:hover,.nav-links a.active{color:var(--orange2)}.nav-cta{padding:10px 17px;border-radius:11px;background:linear-gradient(120deg,#f9a147,#fe7c36);color:#10224c!important}.hamburger{display:none;background:transparent;border:1px solid #314371;border-radius:10px;color:white;padding:8px 12px}
.hero{position:relative;isolation:isolate;min-height:540px;overflow:hidden;background:radial-gradient(ellipse at 85% 20%,rgba(246,95,74,.28),transparent 37%),radial-gradient(ellipse at 65% 90%,rgba(43,83,173,.55),transparent 55%),linear-gradient(135deg,#081533,#111d48 60%,#152962);border-bottom:1px solid rgba(255,255,255,.08)}.hero-grid{display:grid;grid-template-columns:1fr 1.03fr;align-items:center;gap:36px;padding-top:48px;padding-bottom:48px}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 13px;background:rgba(254,140,56,.13);border:1px solid rgba(255,164,85,.42);border-radius:999px;color:#ffbf7a;font-weight:900;font-size:12px;letter-spacing:.1em;text-transform:uppercase}.hero h1{font:900 clamp(36px,4.3vw,62px)/1.085 'Outfit',sans-serif;letter-spacing:-.035em;margin:18px 0 18px;max-width:650px}.hero h1 em{font-style:normal;color:var(--orange2)}.hero-copy p{font-size:16px;max-width:565px;color:#dce5ff;margin-bottom:28px}.hero-cta{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;gap:10px;padding:12px 20px;border-radius:12px;font-weight:900;font-size:14px;border:1px solid transparent;transition:transform .2s}.btn:hover{transform:translateY(-2px);text-decoration:none}.btn-primary{background:linear-gradient(100deg,#ffb95b,#ff8135);color:#0b2143}.btn-ghost{border-color:#7394df;color:#fff;background:rgba(255,255,255,.04)}.hero-art{position:relative;border:1px solid rgba(110,140,224,.3);background:#142247;border-radius:25px;box-shadow:0 30px 60px #040b1c99;overflow:hidden}.hero-art img{aspect-ratio:1.78;object-fit:cover;width:100%;height:100%}.hero-art .img-label{position:absolute;bottom:14px;left:14px;padding:6px 10px;font-size:11px;font-weight:900;background:#0a1e47d9;border:1px solid #627fca;color:#dce9ff;border-radius:9px;backdrop-filter:blur(8px)}.hero-blob{position:absolute;border-radius:50%;background:#ff9038;filter:blur(75px);opacity:.21;width:300px;height:300px;right:-130px;top:-95px;pointer-events:none}
.features{margin-top:-30px;position:relative;z-index:2}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.feature{padding:22px;border-radius:17px;background:#14254e;border:1px solid #365187;box-shadow:0 12px 35px #02071455;min-height:147px}.feature-icon{font-size:26px;line-height:1}.feature strong{display:block;margin:12px 0 5px;font-weight:900;font-size:15px;color:#fff}.feature p{margin:0;font-size:12px;color:#c5d2ee;line-height:1.55}
.main-layout{display:grid;grid-template-columns:minmax(0,1fr) 318px;gap:24px;padding-top:34px;padding-bottom:44px}.article{background:#f6f8ff;color:#1a2850;border:1px solid #dce5fa;border-radius:23px;padding:36px 38px;box-shadow:0 22px 65px #02091bb3}.article h2,.faqs h2{font:800 29px/1.2 'Outfit',sans-serif;letter-spacing:-.025em;margin:0 0 16px;color:#0b1b47}.article h3{font:800 23px/1.28 'Outfit',sans-serif;color:#112754;margin:33px 0 12px;display:flex;gap:11px;align-items:flex-start}.article h3:before{content:'';display:block;flex:0 0 5px;height:25px;background:var(--orange);border-radius:3px;margin-top:3px}.article p{color:#33415f;margin:11px 0 17px;font-size:15px}.article .lead{font-size:16px;color:#27385c}.article a[href^='http']{color:#df632b;font-weight:900;text-decoration:underline;text-underline-offset:3px}.article ul{padding-left:23px;color:#33415f;margin:8px 0 20px}.article li{margin:7px 0}.article figure{margin:24px 0;background:#eaf0fd;border:1px solid #dce7fa;border-radius:17px;overflow:hidden}.article figure img{width:100%;height:auto}.article figcaption{padding:9px 14px;font-size:12px;color:#53607d}.info-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:23px 0}.info-tile{border:1px solid #dfe6f8;background:white;padding:15px;border-radius:14px;box-shadow:0 6px 20px #294a8010}.info-tile b{display:block;color:#0d265d;font-size:16px}.info-tile span{font-size:12px;color:#64718f}.quote{border-left:4px solid #ff8c38;background:#fff5e9;border-radius:0 13px 13px 0;padding:15px 20px;margin:20px 0;color:#563d28}.article .risk{border:1px solid #ead9be;background:#fff8ed;padding:18px 20px;border-radius:15px}
.sidebar{display:flex;flex-direction:column;gap:17px;align-self:start;position:sticky;top:104px}.aside-card{border-radius:19px;padding:20px 19px;background:linear-gradient(150deg,#152555,#0c193c);border:1px solid #38538c;box-shadow:0 14px 35px #01071160}.aside-card h3{font:800 19px 'Outfit';margin:0 0 16px}.aside-list{padding:0;margin:0;list-style:none}.aside-list li{border-bottom:1px solid #324678;padding:10px 0;color:#ccd6ef;font-size:13px}.aside-list li:last-child{border:0}.aside-list a:hover{color:#ffb05c}.aside-card img{border-radius:12px}.aside-card p{font-size:13px;color:#c1cde6}.pill-list{display:flex;gap:7px;flex-wrap:wrap}.pill-list span{background:#203d7a;border:1px solid #3a61a5;border-radius:99px;padding:5px 11px;font-size:12px;color:#e3ebfc}.disclaimer{background:#1e2439;border-color:#635647}.disclaimer h3{color:#ffcf95}
.faq-wrap{padding:0 0 42px}.faqs{background:#f7f9ff;border-radius:23px;padding:32px 35px;color:#16254b;border:1px solid #dce5f8}.faqs h2{margin-bottom:20px}.faqs details{border:1px solid #dfe5f2;border-radius:13px;background:#fff;margin:10px 0;overflow:hidden}.faqs summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 19px;cursor:pointer;font-weight:800;font-size:15px}.faqs summary::-webkit-details-marker{display:none}.faqs summary::after{content:'+';font-size:24px;color:#ff8c38;font-weight:400;line-height:1}.faqs details[open] summary::after{content:'−'}.faqs details p{margin:0;padding:0 19px 19px;font-size:14px;color:#53617d}
.footer{border-top:1px solid #263965;background:#071129;padding:29px 0}.footer-content{display:flex;justify-content:space-between;align-items:center;gap:20px}.footer img{width:235px;border-radius:5px}.footer p{color:#b6c4df;font-size:12px;max-width:610px}.footer small{color:#8797b9}.floating-top{position:fixed;bottom:25px;right:22px;border:1px solid #ffbc64;border-radius:50%;width:43px;height:43px;display:grid;place-items:center;background:#112b5b;color:#fff;font-weight:900;box-shadow:0 7px 24px #0007}
@media(max-width:1010px){.main-layout{grid-template-columns:minmax(0,1fr)}.sidebar{position:static;display:grid;grid-template-columns:repeat(2,1fr)}.hero-grid{gap:23px}.nav-links{gap:13px}.nav-links a{font-size:12px}}
@media(max-width:720px){.nav{height:70px}.brand img{height:52px;max-width:205px}.hamburger{display:block}.nav-links{display:none;position:absolute;top:70px;left:13px;right:13px;background:#102045;border:1px solid #355393;padding:17px;border-radius:0 0 16px 16px;flex-direction:column;align-items:stretch;gap:0;box-shadow:0 18px 35px #0009}.nav-links.open{display:flex}.nav-links a{padding:12px 9px;border-bottom:1px solid #294578;font-size:14px}.hero{min-height:auto}.hero-grid{grid-template-columns:1fr;padding-top:42px;padding-bottom:67px}.hero h1{font-size:40px}.hero-art img{max-height:340px}.features{margin-top:-45px}.feature-grid{grid-template-columns:repeat(2,1fr)}.feature{min-height:150px;padding:18px}.container{padding:0 15px}.main-layout{padding-top:28px;gap:18px}.article{padding:25px 21px}.article h2,.faqs h2{font-size:25px}.article h3{font-size:20px}.sidebar{grid-template-columns:1fr}.faqs{padding:24px 18px}.info-row{grid-template-columns:1fr}.footer-content{flex-direction:column;align-items:flex-start}.footer img{width:195px}}
@media(max-width:390px){.hero h1{font-size:35px}.feature-grid{grid-template-columns:1fr}.hero-cta .btn{width:100%;justify-content:center}}